Our HOA Ninjas

Our HOA Ninjas

Our firm represents hundreds of homeowners’ and condominium associations throughout the Charlotte metro area and the state. We are experienced in working with developers to set up new subdivisions as well as in representing their homeowners associations afterwards, which gives us additional insight into what works and what doesn’t when the homeowners are faced with the practical challenges of running the association on a daily basis.

We focus on practical advice and building long-term relationships, so you won’t see us wasting time on hypotheticals or treating your association in a cookie-cutter manner. To us, each association is an individual client with its own personality, history and goals, and we want to be a part of the team to help realize those goals. We are active in the Community Associations Institute, the Homeowners Association Subcommittee of the North Carolina Bar Association’s Real Property Section, local chambers of commerce, the North Carolina Homebuilders Association, and the Charlotte Region Commercial Board of Realtors among others HOA-related organizations.

Zachary M. Moretz

Managing Partner

Zac is a founding partner of the firm and leads the firm's Real Estate, Community Associations and Business Law practice group. He is a Certified Specialist in Commercial Real Estate Law by the North Carolina State Bar, one of only twelve in the Charlotte area, and is also a licensed real estate broker in both North and South Carolina. He is a member of the Community Associations Institute and of the Community Associations Subcommittee of the North Carolina Bar Association’s Real Property section.

He has substantial experience in commercial and residential real estate development, including setting up residential, commercial, and mixed-use developments and owners’ associations of all kinds; representing residential and commercial homeowners associations throughout the state; and advising businesses of all kinds on corporate, contractual and other business-related issues; and in NASCAR and motorsports law.

Zac is former general counsel to a large local developer and has represented the developers or owners associations of many of high-profile real estate developments, including The Palisades, Moss Creek, Afton Village, Providence Downs, Harrisburg Town Center, Catawba River Plantation, Kellswater Bridge, Smithstone, The Williamson Building, Latta Pavilion Condominiums, The Enclave at Timber Ridge, Camden Cotton Mills, Myrtle Beach Corporate Center, Rocky River Crossing, Park South Station and many others.

Email: zac@mkglawfirm.com


Benjamin C. Karb


Ben is an associate attorney in Moretz & Skufca’s Real Estate, Community Associations and Business Law practice group. Ben’s main practice areas are community associations law, commercial real estate, and business and corporate law. Ben is licensed to practice law in both North Carolina and South Carolina. He has worked in commercial property management and practiced law for several years at a law firm in Research Triangle Park, North Carolina before relocating to Charlotte.

His clients include real estate developers, numerous homeowners associations, large and small businesses, lenders and business owners. Ben is a member of the North Carolina Bar Association’s Real Property section and a member of the South Carolina Bar’s Community Association Law Committee. After finishing law school, Ben attended the University of Miami where he earned an additional master’s degree, known as an “LL.M”, in real estate development law, which aids him in serving our real estate clients.

Email: ben@mkglawfirm.com


Chris Gelwicks


Chris has been practicing law for twenty years and is admitted to practice in North Carolina, South Carolina and Maryland. His practice focuses primarily on the representation of Homeowner and Condominium Associations and related corporate and real estate matters. He has substantial experience in the formation and application of planned communities and regularly advises his clients regarding document interpretation and application, drafting and recording of governing documents, conducting annual and special member meetings, and all issues related to collection of assessments and operation of a planned community. Chris also advises clients on issues related to contract interpretation, corporate documents and homeowner violation issues. Chris is former prosecutor and criminal defense attorney and uses his litigation experience to assist clients to provide practical resolutions when conflicts arise and also provides zealous court representation. As a litigator, Chris has appeared in court in over fifty counties across North and South Carolina and Maryland.

Chris is a member of the Community Associations Institute and has been a presenter at North Carolina CAI Law Day and at the NC CAI Annual Conference. He has been published in Common Ground Magazine in the "Ask the Experts" section and has appeared on WSOC-TV as a legal expert in HOA matters. Chris also regularly provides educational presentations for association directors and management companies on topics of interest and board functionality.

When not practicing law, Chris is active with his family and church. He enjoys golf, history, wine tasting and spending time with his family. Chris was born and raised in Hagerstown Maryland and is a graduate of North Hagerstown High School, Towson State University, and Regent University Law.

Email: chris@mkglawfirm.com


Paige C. Johnson


Paige has been a homeowners association paralegal with Moretz & Skufca since 2006. She is experienced in working with HOA directors, management companies and homeowners to assist in our collections matters, general civil litigation and general HOA real estate and corporate issues. Our clients love Paige’s bubbly personality and how is able to establish a rapport with all homeowners, even those who may be in collections with our firm.

Email: paige@mkglawfirm.com



Angie Clodfelter

North Carolina Certified Paralegal

Angie is a North Carolina Certified Paralegal who has over 20 years of experience as an HOA paralegal in Charlotte. She has a certificate in Paralegal Studies from Central Piedmont Community College. Angie has deep experience in North and South Carolina HOA and lender foreclosures, homeowners association law, real property title matters and civil litigation. Angie prides herself on her attention to detail and on her emphasis on good communications with clients and homeowners.

Email: angie@mkglawfirm.com



Tara Calhoun


Tara is a paralegal on our commercial real estate and HOA team. She is extremely customer service-oriented and is always ready to lend a hand in any of our HOA matters. She also assists Zac and Ben with commercial real estate closings.

Email: tara@mkglawfirm.com





 Melissa Y. Eddleman

North Carolina Certified Paralegal

Melissa is a North Carolina Certified Paralegal. She has an Associates Degree in Paralegal Technology. Melissa has been a real estate paralegal since 1997 and has worked with us since 2008. She has experience in commercial and residential real estate, homeowners association law, civil litigation, corporate and business law, and estate planning. Melissa is an expert title searcher and handles all of our real estate closings and title-related issues.

Email: melissa@mkglawfirm.com



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